Archive for Whiplash Claims

Government to Look at the ‘Whiplash’ Insurance Scam

Posted in Britain, England, Government, Justice, Theft, Traffic, UK with tags , , , , on 07/02/2012 by floroy1942

One of the biggest cons in Britain today is that of ‘whiplash’, i.e. injury to the neck after a bump in the car. A large number of swindlers see it as a neat way of earning some extra cash at little expense, and this is reflected in the spiralling cost of motor insurance in the country.

Wow! My Neck! That’ll Cost You An Arm And A Leg

You are driving along quite sedately when suddenly the car in front for no apparent reason slams on the brakes and you hit him. If that happens to you, you have probably fallen foul of a con-man. He will get out of the car complaining of a severe pain in his neck and when you look at the damage to the car its superficial. Unfortunately there is little you can do, and you quickly realise your insurance is going to have to pay out, meaning next year your no-claims bonus is out the window.

The problem with whiplash is that its very difficult to substantiate, especially if the ‘victim’ knows the right moment to let out a moan when seen by a doctor. The medical fraternity are loath to ignore the complaint for fear of being sued themselves.

‘Let Us Help You’ and We Make Money Too!

What makes the whole thing worse is that we have what are commonly referred to as ‘ambulance chasers’. These are unscrupulous lawyers who make a practice of following ambulances after an accident and then sweet-talking the injured person into hiring them to make a claim for compensation. These people are despicable parasites who should not be allowed to practice law under any circumstances. It amazes me that the Ministry of Justice has so far taken no action to prevent them from operating. Statistics have shown there are more than 1,500 claims for whiplash injury per day in the UK. Consequently the insurance companies have passed on this cost to the insured. Britain has often been called the whiplash capital of Europe, and with good reason.

Justine Greening

Now at last Transport Secretary Justine Greening, Health Secretary Andrew Lansley, Justice Secretary Ken Clarke, Home Secretary Theresa May and Business Secretary Vince Cable have said they intend to do something about it. Ms Greening said: “There is no getting away from it: the cost of car insurance is bearing increasingly little relationship to the real world where motorists act more responsibly than ever and accidents really do happen less often. With this in mind, it would be reasonable to expect premiums to come down or at least hold steady. But the cost of cover continues on a relentless climb. Sadly, Britain is now the whiplash capital of Europe, with more than 1,500 claims a day”. Quite right Madam!

In a recent interview Nick Starling, director of general insurance at the Association of British Insurers, said: “Honest motorists have rightly had enough of paying for ambulance chasing lawyers, claims management companies and fraudsters who milk the compensation merry-go-round through higher premiums”.

Careless Man on a Ladder

Britain has developed over the past few years into a compensation culture where everyone is out to get paid for the slightest accident. Trip on a pavement and they’re off to a lawyer to see how much money they can get for something that is often their own fault through blatant carelessness. If someone is working at a height and leans too far to the side causing the ladder to fall they are searching for a lawyer to get compensation from the ladder company or their employer. They don’t have to go too far to find one.

I am well aware there are genuine cases of injury caused by faulty machinery or lack of proper safety measures, and I do not wish to include these people in this, but for every genuine case there are perhaps ten at least who do not deserve their ill-gotten gains.

Claim, Claim, Claim

Lawyers in general have discovered there is much money to be made in filing compensation claims against whoever, and they rarely lose. One of the reasons why they find it extremely lucrative to follow an ambulance after an accident and collar the victim. Most people don’t find it hard to give in to the glib talk from these people if they think there may be money in it for them. British TV is smothered in adverts by law firms offering a “No win – No fee” service. After all, so far as the client is concerned if they lose the case it costs them nothing anyway. As soon as anyone is even slightly injured these cockroaches come out of the woodwork.

I wish the government luck and hope they can stamp out this vile trade because its only driving factor is greed and the honest motorist is paying price.


Are You Getting ‘Whiplash’ From Your Insurance Premiums?

Posted in Britain, England, Europe, Modern World, UK with tags , , , , , , , , , , , on 20/05/2011 by floroy1942

I guess none of us should be amazed at the results published in a report by the Association of British Insurers (ABI) which states that Britain is now the ‘whiplash capitol of Europe’. It’s so easy to get some free cash from some insurance company with a whiplash claim if you get ‘rear-ended’ in your car, but in Britain today it has reached epidemic proportions.


From the report, it seems that one in every 140 people in the UK claim this injury each year. In fact, 1,200 claims are made every day against insurers, which makes up three quarters of all personal accident claims in the country in a single year. This puts Britain at the top of the league by a mile!

James Walton, the ABI’s assistant director of motor and liability, said: “Despite the statistics I doubt that the UK has some of the weakest necks in Europe. He added: “It is often difficult to diagnose, easy to fake and exaggerate….whiplash is a fraudster’s dream.”

Part of the problem is the ‘Compensation Culture’ that exists in Britain today. There are professional ‘ambulance chasers’ who will pop up at an accident scene telling you they will assist you in getting compensation. It would not surprise me if they, in some cases, even suggest to the victim he has whiplash!

Why Did That Idiot Brake So Suddenly?

The problem has become so rife that some tricksters deliberately cause themselves to be rear-ended by unsuspecting motorists just to make a claim for whiplash, knowing full well it cannot be disproved medically.

We have sunk so low these days that for some this is a way of life, and they laugh all the way to the bank. 

There are dozens of compensation lawyer video’s on Youtube explaining what it feels like and what to do in the event of an accident, but I refuse to give these parasites any publicity so here is a doctor’s video:

Oh Sh*t! I Know The Feeling!

These ‘injuries’ cost the NHS about £8 million a year and the insurance companies around £2 billion, so its not surprising the price of car insurance went up by 40% last year. On top of the false injury claims, the number of people driving without any insurance at all is going through the roof. Obviously, as premiums get higher so do the number of people driving without cover.

When you come down to it, these false claim parasites have a lot to answer for. To them I say, the next time you feel like ‘stiffing’ some insurance company for a few thousand you might remember the harm you are doing to everyone else: But on balance, I think there is more chance of finding a snowball in Hell!


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