Archive for Pensions

Some Never Get Paid For Their Sacrifice

Posted in Afghanistan, America, Australia, Britain, Canada, Equality, Human Rights, Immigrants, MP's, News with tags , , , , on 06/10/2014 by floroy1942

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Roy.

Some Reasons for Spain’s Economic Difficulties

Posted in Benefits, Budget Cuts, Europe, European Union, Government, Government Spending, Politics, Spain with tags , , on 29/11/2013 by floroy1942

I learned today how the Spanish people are being bled dry by their inept government. It is staggering to hear that companies are being screwed by having to pay a massive 45% social security on every salary they pay out to their staff. The effect on the country’s employment rate is incalculable.

Spanish Unemployment

Spanish Unemployment

It has put most companies in an impossible position, in that they cannot afford to hire new workers because of this huge amount from each salary that goes to the government. Likewise, people are in desperate straits trying to exist on the small pay they receive because it costs the companies too much to give them a living wage.

As you can imagine, companies are loath to take on new workers due to this huge tax burden, and this I believe is one of the reasons for the huge unemployment levels in  the country.

House of Horrors

House of Horrors

The governments point of view I suppose is they consider this move necessary to cover the huge cost of unemployment benefit, which the figures show has gone through the roof in recent years. It seems the government fails to see that if they made it easier for companies to hire more workers, the unemployment figures would tumble and therefore cost them less in benefits. It’s a simple question of balance, and the government is way off line.

Even though unemployment benefit in Spain is meagre by anyone’s standards, and barely enough for an average family to live on, people are only entitled to it for a maximum of two years, after which time they get nothing.

At Wits End

At Wits End

Another atrocious rule from the government is that governing pensions. From what I have been told, you must work and pay into the system for a minimum of 25 years to qualify for a pension. In effect, this means you could be working for 24 years and when you retire you would get nothing. Most other countries pay out a percentage for the years you have paid into the scheme, i.e. if you pay in for 50% of your working life you get a 50% pension. But not Spain, its 25 years or nothing. This is scandalous in anyone’s language and has a dramatic effect on everyone.

I will freely admit to not being an economist, but one of the glaring questions over this governments policies is: Where does all this money go?

The Spanish people certainly don’t see any of it in improvements to the infrastructure or their living conditions. As a single example, many roads in Spain are in atrocious condition but not a single penny is spent on improving them. Wages have been stagnant for several years but prices for everything continue to rise at an alarming rate. Spain still has a huge debt that will take many years to overcome, and the entire economy is constantly on the verge of collapse.

P.M. Rajoy - Also Accused Of Corruption

P.M. Rajoy – Also Accused Of Corruption

Only one thing that is certain, and that is the rich will continue to get richer, and the rest will continue to suffer for some time. There is little doubt that all the corrupt politicians, both at government and local level, will continue to skim off their percentage until strong action by the law takes place and these people are sent away for a long time.

As a bystander, it seems to me this country has one of the most inefficient governments in Europe, and things will not get better in the foreseeable future. As one Spanish politician is quoted as saying recently, “The Spanish people work more hours per week than any other nation in Europe, but they also have the lowest productivity!” There has to be a message there. I wonder if anyone will take notice?

Roy.

The Pensioner Parasites Of Britain

Posted in Benefits, Britain, England, Equality, Health, Human Rights, News, Old Age Pensioner, Spain, UK with tags , , , , on 17/11/2013 by floroy1942

There are times when I am ashamed of my fellow countrymen, and a report out this week has highlighted well-off pensioners who are raking in the money at the expense of their counterparts who are dying of cold every winter in the UK.

cartoonI refer to those pensioners who have enough money to spend the cold winter months in sunny Spain and the South of France, and still insist on claiming their UK heating allowance.

I am sure most, if not all, know that many old folks back home often have to choose between eating and staying warm, and every winter there are those poor souls who die from either the lack of proper nutrition or the cold. Sadly, these greedy individuals are not moved one iota by this fact, and continue to claim their allowance “because they are entitled to it”.

Winter On The Costa - Not An Overcoat To Be Seen

Winter On The Costa – Not An Overcoat To Be Seen

Many thousands spend most of the winter here on the Costa del Sol where the daytime temperature rarely drops below 14 degrees, unlike the UK, for there much of the winter it is almost always below five degrees and very often in the minus, especially at night. It is a sad fact that many UK old folks die alone in their homes in winter because they have not been able to keep warm.

The government did what it could to help by providing the Heating Allowance for pensioners, but unfortunately they did not add proper limits so that only the poor and needy were entitled. According to the government webpage on heating allowance you are entitled if:

  • you were born on or before 5 January 1952 (for winter 2013 to 2014 – this date changes every year)

  • you normally live in the UK throughout the week of 16 to 22 September 2013

You may still be able to get the payment if you live in another European Economic Area (EEA) country or Switzerland and you have a genuine link with the UK.

You usually get a Winter Fuel Payment automatically if you get the State Pension or another social security benefit (not Housing Benefit, Council Tax Reduction or Child Benefit).

The Benefit Of Heating Allowance

The Benefit Of Heating Allowance

I could claim this allowance because I live in a European country, am over sixty-five and have a genuine link to the UK, but I don’t because my conscience would not allow me too. Why is there a clause in the rules that allows people not living in the UK to receive such an allowance? This rule should be scrapped.

In my opinion, anyone spending the winter outside the UK, and certainly with an apartment or villa in Spain or the South of France, has no need of such payments. But unfortunately, people these days are greedy and think only of themselves and don’t give a hoot for anyone else.

Most people see it as a free handout from the government that they gladly accept and do not care that the really needy old folk die from cold. Perhaps these parasites should be given a guided tour of these poor people and see first hand their living conditions and feel for themselves the cold days and nights.

Cold, Hungry And Alone

Cold, Hungry And Alone

It is also a sad fact these days that many people do not think about taking proper care of the parents who gave them life, and leave them to die alone in the old family home. Some pensioners are lucky if their children visit briefly even once a year, others may get a visit once a month, but in most cases it is more important to have the family holiday in Mallorca  than to ensure the parents have a warm home to live in throughout the winter.

Winter Home On The Costa

Winter Home On The Costa

According to the report, a total of £21 million was handed out to pensioners who spend the winter in the warmer climes of Europe. Of this amount, £9 million went to pensioners basking in the sun in Spain, and another £5.1 million went to those living in France. Pensioners seeing through the winter as far away as Greece received in total £351,000 in heating payments.

According to the official figures, 119,587 pensioners living in the European Economic Area received payments in 2012-2013, a rise of 60 per cent on 2011-2012. These figures do not include those pensioners spending the winter in the UK. A drastic rise when you consider that in 2002 to 2003 only 8,090 people were paid this benefit. This coming winter may well see many more deaths among the old when you consider the major rises in energy prices passed on by the electricity and gas companies to the consumer.

If Attitudes Don't Change This Could Be You!

If Attitudes Don’t Change This Could Be You!

It is a terrible thing to sit in your own home and be unable to keep yourself warm in winter, and even more so to freeze to death. We are supposed to be a civilized people so how can we allow this to happen. Those who can afford to go abroad for the winter should have all payments stopped immediately. The millions that are saved would be enough to give all pensioners in the UK a warm house in which to see through winter without starving themselves to get it. That should be sufficient incentive for any government to change the rules.

Roy.

 

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